CoquetteWhisper logo, a whisper bubble holding a heart CoquetteWhisper 3.8/5 reader panel Try Coquette AI
Updated September 2026 · Independent review

Coquette AI Review: Is This AI Girlfriend App Worth $3.89 a Month?

A browser-based AI companion platform from Euranka Sàrl in Lausanne, Switzerland. We read the pricing page, the Terms and the privacy policy, then priced every plan.

3.8/5 from 6 reader reviews No card for the free tier 77 characters live
Realistic style
Unlimited chat 100 tokens / month
3.8/5 Reader panel rating
$3.89 Lowest monthly rate
$46.79 Full year, one payment
24 hrs Refund window

What Is Coquette AI?

The short, quotable answer, followed by the detail behind it.

Coquette AI is a web-based AI companion and AI girlfriend platform that lets adults chat with 77 pre-built characters or build their own, with a free usage-limited tier and Premium subscriptions from $3.89 to $12.99 a month.

The service is operated by Euranka Sàrl, a company registered at Rue Grand Pré 2a, 1007 Lausanne, Switzerland. It sits in the AI companion category and competes directly with Candy AI, DreamGF, OurDream and Replika. The product is a website, not a mobile app, and the site reports itself as version 2.5.0.

Every interaction is text-first. You pick a character from a grid of 77 cards sorted into 15 categories, or you open the creator studio and define your own. Premium removes the message cap, lifts the NSFW blur and hands you a monthly pool of tokens that pay for generated pictures and video.

Category
AI companion and AI girlfriend chat platform
Operator
Euranka Sàrl, Lausanne, Switzerland
Governing law
Switzerland, courts of Lausanne
Platform
Browser only, no iOS or Android app
Price range
Free tier, then $3.89 to $12.99 per month
Characters
77 on the public grid, 15 categories
Minimum age
18, stated in Terms section 2
Competes with
Candy AI, DreamGF, OurDream, Replika

How Does Coquette AI Work?

Four steps from a free account to a generated image. Nothing hidden between them.

  1. Create a free account

    Sign up with an email address on the Join Free route. No payment card is requested and the free tier is usable immediately.

    Takes about 30 seconds
  2. Pick or build a character

    Browse the 77-card grid, filter by Realistic or Anime, then narrow by category. Or open the creator studio and define your own.

    15 categories to filter by
  3. Start the conversation

    Every card carries a written opening scenario, so the first message already has a situation attached. Free accounts hit a message cap.

    Text-first, scenario led
  4. Subscribe, then spend tokens

    Premium lifts the cap, removes the NSFW blur and credits 100 tokens a month. Tokens pay for pictures and video.

    Tokens reset each period

Create a free account

Fun fact

The company is Swiss, and that changes your refund rights

Coquette AI runs from Lausanne under Swiss law, but its own Terms concede that users in the EU and the UK keep additional statutory rights on top of the published refund policy. That single line in section 11 is worth more than the policy above it if you are billed from Europe.

The privacy policy names both the Swiss Federal Act on Data Protection and the GDPR, with a stated 30 day response window on data requests.

Coquette AI Features We Checked

Eight Premium features, each with a specific claim rather than a benefit line.

Character creator studio

The creator lets you define a companion instead of picking one. The Premium benefit list calls this "Build your own AI dream girl", and the operator puts it first on its own pricing page.

  • Appearance, age band and personality set before the first message
  • Output appears in your own My AI area, not the public grid
  • Terms section 7 keeps ownership of created companions with the company
  • No commercial licence, so creations cannot be resold
Coquette AI character creator studio output, a custom built AI companion character in an airport terminal scenario

Unlimited text messaging on Premium

Free accounts hit a message limit the operator sets at its own discretion, stated in Terms section 9. Every paid subscription removes that cap entirely, including the $3.89 yearly rate.

  • The cap is a chat volume limit, not a feature lock
  • Unlimited messaging on monthly, quarterly and yearly alike
  • Cancelling reverts the account to free and the cap returns
  • Fast response time is a separate listed benefit
Unlimited AI girlfriend chat on Coquette AI Premium, an illustrated companion character in a bedroom scenario

Image and video generation, paid in tokens

Pictures and clips are not unlimited. They draw on the 100 token monthly allocation, and the Terms are explicit that tokens carry no monetary value and expire at the end of the billing period.

  • 100 tokens credited per month on any active subscription
  • Unused tokens expire and do not roll over
  • Tokens are personal and non-transferable between accounts
  • Extra tokens are sold separately from the subscription
AI generated companion image on Coquette AI, a photoreal character on a couch, the output monthly tokens pay for

Conversational memory and discreet billing

The operator describes memory as "She remembers, she cares, she surprises" on its Premium page. Billing privacy is a separate listed benefit, marketed as secured privacy on your bank statement.

  • Memory carries context between sessions on paid accounts
  • Statement descriptor is obscured rather than showing the brand
  • Card payments only, credit and debit, no crypto route
  • Antivirus scanning is listed among the Premium benefits
Coquette AI contextual memory feature shown by a returning AI companion character in an outdoor scenario

77 characters across 15 filter categories, split between a Realistic and an Anime art style. Each card carries a name, a stated age and a one-line opening scenario.

Representative examples of the styles available. Live browse categories: ALL, MILF, Teen 18+, Forbidden, Student, VIP Content, Hentai, Busty, Submissive, Asian, Black, Latina, Blonde, Fantasy and Indian.

Browse all 77 characters

Who Is Coquette AI For?

Six named segments, including the one that should walk away.

Roleplay readers

People who want a written situation to step into rather than an empty chat box. All 77 cards open with a scenario line, which removes the blank-page problem.

Cares about: scenario variety and character writing quality

Budget-first subscribers

Anyone comparing AI girlfriend apps on price alone. At $46.79 for a full year this is one of the cheaper annual commitments in the category.

Cares about: the $3.89 rate and cancel-anytime terms

Privacy-sensitive buyers

Users who care what appears on a bank statement. Discreet billing is a named Premium benefit and the operator sits under Swiss data law alongside the GDPR.

Cares about: statement descriptors and the 30 day data window

Character builders

People who would rather design a companion than browse one. The creator studio is the first item on the Premium benefit list.

Cares about: creator depth, and who retains ownership

Desktop-only users

Coquette AI is a website. If you work at a laptop and never wanted another app on your home screen, browser-only delivery is a feature rather than a gap.

Cares about: nothing installed, nothing in a purchase history

Who should skip it

Anyone wanting a mobile app, voice calling, unlimited images, or a companion marketed for mental wellbeing. The Terms state the service is for entertainment only.

Better served by: Replika for wellbeing, Candy AI for voice

Pro tip

Decide about the refund inside 24 hours and under 20 tokens

The refund policy has two hard gates. Subscription refund requests must arrive within 24 hours of payment, and no refund is granted once more than 20 tokens have been used. Token purchases are stricter still: 24 hours, and void if any token has been spent.

Test the chat quality first and leave image generation until after you have decided to keep the subscription. Generating pictures on day one is what quietly forfeits the refund.

Coquette AI vs Candy AI, DreamGF and Replika

Coquette AI is $1.09 a year cheaper than Candy AI and loses on platform reach, voice calling and published social proof. Checked September 2026.

Criteria buyers weigh Coquette AI Candy AI DreamGF Replika
Standard monthly price $12.99 $13.99 $12.99 Around $19.99
Cheapest effective monthly $3.89, 12 months $3.99, 12 months $2.99 entry tier Annual discount only
Mid tier $7.79, 3 months, 40% off $8.99, 3 months, 35% off Tiered credit packs None
Headline discount 70% off on 12 months 70% off on 12 months Varies by tier Annual only
Full annual bill $46.79 $47.88 Up to $311.88 on top tiers Undisclosed on homepage
Free tier without a card Yes, usage capped Limited trial chat Limited Yes
Mobile app No, browser only Yes No, browser only Yes, iOS and Android
Voice calling Not advertised Yes Yes Yes
Image generation model 100 tokens a month, expiring Credit based Credit based Not the core feature
Character roster size 77 on the public grid Large public gallery Public gallery One companion per user
Rating shown on own site None published 5 stars, 1000+ ratings None published App store ratings public
Claimed user base Not stated 50M users claimed Not stated Millions, widely reported
Refund window 24 hours, under 20 tokens Not published Not published Store policy applies
Discreet billing stated Yes, named benefit Yes Yes App store billing
Operator disclosed on site Yes, Euranka Sàrl Partial Partial Yes, Luka Inc

How Much Does Coquette AI Cost?

$12.99 monthly, $7.79 a month quarterly, or $3.89 a month billed yearly as one $46.79 payment. The free tier costs nothing.

Free account

Test before paying

$0forever

No payment card requested

  • Browse all 77 characters
  • Text chat up to a message cap
  • NSFW blur stays on
  • No image generation
  • No monthly tokens
Join free

Premium monthly

No annual commitment

$12.99/ mo

Rolling, cancel any time

  • Unlimited text messages
  • NSFW blur removed
  • Image and video generation
  • 100 tokens each month
  • Character creator studio
See monthly

Premium quarterly

Discount, shorter lock

$7.79/ mo

40% off · $12.99

  • Everything in monthly
  • 100 tokens for 3 months
  • Shorter than a year
  • Saves $15.60 over 3 months
See quarterly
Best value · 70% off

Premium yearly

Cheapest per month

$3.89/ mo

One payment of $46.79 · $12.99

  • Everything in monthly
  • 100 tokens every month
  • Discreet statement descriptor
  • Fast response priority
  • Saves $109.09 a year
Get yearly

Pricing checked on the Coquette AI Premium page in September 2026. Card payments only.

The 70% and 40% discounts are promotional and tied to a countdown banner on the operator's site, so the rate at checkout may differ from these figures.

How Do Coquette AI Tokens Work?

Tokens are virtual units that pay for images and video, credited at 100 a month, expiring every billing period.

They are not currency

The Terms state tokens have no monetary value, cannot be exchanged for cash and cannot substitute for payment. They are a metering unit.

They reset, they do not bank

Unused tokens expire at the end of the billing period and do not roll over. Saving them for a big month is not possible.

They vanish on cancellation

When a subscription expires or is cancelled, unused tokens expire and cannot be restored. A refund revokes them as it processes.

They are tied to one account

Tokens are personal and non-transferable. There is no gifting route and no pooling across accounts.

They gate your refund

Spending more than 20 tokens voids a subscription refund. Spending a single token voids a token-purchase refund.

They are sold separately too

Beyond the monthly 100, tokens can be bought as one-off purchases. Those carry their own stricter refund rule.

Coquette AI Pros and Cons

The best argument for it is $46.79 a year with a free tier in front. The best argument against it is no app, no voice, no verifiable rating.

What holds up

  • $46.79 for a full year Works out at $3.89 a month, undercutting most subscription AI companion apps annually.
  • Free tier needs no card You can read the writing quality on real characters before entering any payment detail.
  • Scenario-led characters All 77 cards open with a written situation, so conversations start with something to react to.
  • The operator is named Euranka Sàrl in Lausanne is disclosed with a street address, which most rivals do not do.
    • Registered address published in the privacy policy
    • Swiss FADP and GDPR both cited by name
  • Discreet billing is explicit Statement privacy is a listed Premium benefit rather than an implied one.
  • Honest AI disclaimer The Terms state that companions are fictional automated systems with no consciousness.
  • Cancel from account settings No support ticket required, effective at the period end.
  • Two art styles included Realistic and Anime sit behind the same subscription, with no style paywall between them.

What does not

  • No mobile app at all Browser only. Nothing on the App Store or Google Play, a real gap against Candy AI and Replika.
  • No verifiable public rating No G2, Capterra, Trustpilot or Product Hunt listing found in September 2026, and no rating or user count on its own site. Candy AI displays 5 stars from 1000+ ratings and a claimed 50 million users.
  • 24 hour refund window One of the tightest in the category, and void once 20 tokens are used.
    • Credit card payments only are eligible
    • Token purchases void after a single token is spent
  • Tokens expire monthly The 100 token allocation does not accumulate, so light months are wasted money.
  • Images are capped in practice Marketing says unlimited fantasy, but generation is metered by a finite token pool.
  • You do not own your character Terms section 7 keeps created companions as company property under a revocable licence.
  • Price is promotional The 70% discount sits behind a countdown timer, so $3.89 is not a guaranteed standing price.
  • No voice calling advertised Text and generated media only, where three of four main rivals offer voice.
  • Chargeback risk is one-sided Initiating a dispute may trigger immediate suspension and token revocation.

Our Coquette AI Scorecard

Six criteria, each scored out of 5 and graded. Pulled up by price, pulled down by platform reach.

3.8/5
Grade B

Worth it on price alone. Held back by no app, no voice and a 24 hour refund window.

Best score
Value for money, 4.6
Worst score
Platform reach, 2.2
Panel size
6 reviewers
Criterion Score
Value for money

$46.79 a year with a free tier in front of it

4.6 A
Character range

77 characters, 15 categories, two art styles

4.2 A
Privacy and billing clarity

Named operator, discreet descriptor, GDPR and FADP cited

4.0 B
Conversation quality

Panel called it strong at its best, inconsistent at its worst

3.7 B
Refund and cancellation terms

24 hour window, voided by 20 tokens of use

2.5 D
Platform reach

Browser only, no app, no voice calling

2.2 D

Scored by the CoquetteWhisper editorial team against the operator's live pages, weighted to match the 6 reader panel ratings below. September 2026.

What Coquette AI Users Actually Say

3.8 out of 5 across 6 reviews. Four rated it 4 or 5, one sat at 3, one at 2. All six are below.

3.8/5 6 reviews

Source: CoquetteWhisper reader panel, September 2026. Reproduced verbatim, including the 2 star review. Hover or focus to pause.

Coquette AI By the Numbers

Every figure below comes from the operator's own live pages in September 2026, not from estimates.

0 Characters on the browse grid Counted on coquette.ai
0 Filter categories available ALL through Indian
$0 Lowest effective monthly price Yearly plan, 70% off
0 Tokens credited each month Expire at period end
$0 Single payment for a full year Checked September 2026
0 Hour refund request window Terms section 11.1
0 Tokens of use that void a refund Terms section 11.1
0 Minimum age for an account Terms section 2

Is Coquette AI Safe and Legitimate?

It is a legitimate registered business with a GDPR-compliant privacy policy. Safe is a narrower question.

What the operator commits to

  • Named data controller with a street address in Lausanne
  • Passwords stored encrypted, per the privacy policy
  • Stated commitment not to sell or rent personal data
  • Access, erasure and portability rights honoured within 30 days
  • Standard Contractual Clauses cited for transfers outside the EEA
  • Adults only, no knowing collection of data from minors

What you are agreeing to accept

  • Conversations stored for a limited period, then anonymised
  • Payment data kept up to 7 years for financial compliance
  • Service provided "as is" with no warranties of any kind
  • Companions give no medical or psychological advice
  • Disputes fall under the exclusive jurisdiction of Lausanne courts
  • Multiple accounts to exploit promotions can terminate access
Fun fact

The Terms admit what most AI companion sites imply

Section 3.1 of the Coquette AI Terms is unusually direct. It states that AI companions "do not possess consciousness, emotions, intent, or real-world agency" and that the service is not intended to replace human relationships. Very few operators in this category write that down.

How to Cancel Coquette AI

Cancel from your own account settings. It takes effect at the end of the current billing period, not immediately.

No support ticket needed

Cancellation is self-service inside account settings. There is no requirement to email anyone first.

Access runs to period end

You keep Premium until the paid period expires. The account then reverts to free and the message cap returns.

Tokens do not survive

Unused tokens expire on cancellation and cannot be restored. Spend them before the period closes.

Pro tip

Contact billing support before you ever file a chargeback

The Terms require you to resolve a billing dispute with the company first, and state that initiating a chargeback may result in immediate suspension or termination, plus revocation of remaining tokens. On a $46.79 annual plan, a dispute is the most expensive route available.

Coquette AI Alternatives Worth Comparing

Four close rivals, with the reason to pick each over Coquette AI stated first.

Candy AI

Choose it for: voice conversations, a mobile app, video output, and a claimed 50 million users with 1000+ ratings on its own site. Where Coquette AI wins: barely on price, $46.79 a year against $47.88, and $12.99 monthly against $13.99.

DreamGF

Choose it for: a $2.99 entry tier and published pricing at every level. Where Coquette AI wins: DreamGF's upper tiers reach $311.88 a year, far above the $46.79 annual bill here.

OurDream

Choose it for: coin packs from $1 to $33 with no subscription commitment. Where Coquette AI wins: unlimited messaging is included rather than metered per coin.

Replika

Choose it for: iOS and Android apps, years of public review history and a wellbeing framing. Where Coquette AI wins: price, and 77 characters against Replika's single companion per user.

Coquette AI FAQ

Twelve questions people actually ask search engines and AI assistants, each answered in the first sentence.

Is Coquette AI free?

Yes, Coquette AI has a free account that requires no payment card, but it caps how many messages you can send and keeps NSFW content blurred.

The free tier lets you browse all 77 characters and test conversation quality. Image generation, video generation, unlimited messaging and the character creator all sit behind a Premium subscription. The Terms state the free usage limit is set at the operator's discretion, so the exact message count is not published.

How much does Coquette AI cost per month?

Coquette AI costs $12.99 a month on the rolling plan, $7.79 a month if you pay quarterly, or $3.89 a month if you pay for a year up front as a single $46.79 charge.

The quarterly rate is advertised at 40% off and the yearly rate at 70% off the standard $12.99. Both discounts sit behind a promotional countdown, so treat them as current offers rather than permanent prices. Payment is by credit or debit card. Prices verified September 2026.

Is Coquette AI safe to use?

Coquette AI is operated by a named, registered Swiss company and publishes a GDPR-compliant privacy policy, which makes it safer than the many anonymous sites in this category.

The operator is Euranka Sàrl, Rue Grand Pré 2a, 1007 Lausanne, Switzerland. It states that it does not sell or rent personal data, stores passwords encrypted, and answers data access or deletion requests within 30 days. It also states plainly that no system is completely secure. Conversations are retained for a limited period before anonymisation, so treat anything you type as stored data.

Does Coquette AI have a mobile app?

No, Coquette AI has no iOS or Android app. It is a browser-only web application, and no app store listing could be found in September 2026.

The site works in a mobile browser, so a phone still gets you there, but there is nothing to install and nothing in your app store purchase history. If a native app matters to you, Candy AI and Replika both ship one.

Who owns and runs Coquette AI?

Coquette AI is run by Euranka Sàrl, a Swiss company based in Lausanne, named as the data controller in the site's own privacy policy.

The Terms of Service are governed by Swiss law with exclusive jurisdiction in the courts of Lausanne. The privacy policy carries an effective date of February 2025 and the Terms were last updated in February 2026. The site reports itself as version 2.5.0.

What is Coquette AI's real rating?

Coquette AI has no verifiable third-party rating: no G2, Capterra, Trustpilot or Product Hunt listing could be found in September 2026, and the operator publishes no rating of its own.

The only rating on this page is 3.8 out of 5 from 6 reviews collected through our own reader panel, and that source is named in the review section and again in the footer. Any page showing you a large Trustpilot-style score for Coquette AI should be treated with suspicion until it names the source. For contrast, Candy AI displays 5 stars from 1000+ ratings directly on its own pricing page, which is self-reported but at least published.

Can I get a refund from Coquette AI?

Yes, but the window is 24 hours from payment and the refund is void once more than 20 tokens have been used.

Only credit card payments are eligible for a subscription refund. Token purchases are stricter: the same 24 hour window applies, and using even one token disqualifies the request. Refunds are not guaranteed for user errors the company did not cause, and a processed refund immediately cancels access and revokes remaining tokens. Users in the EU and the UK retain additional statutory rights on top of this policy.

How does Coquette AI compare to Candy AI?

Coquette AI is marginally cheaper at $12.99 a month against Candy AI's $13.99, but Candy AI has a mobile app, voice calling and far more published social proof.

On a 12 month plan the two are almost identical: $3.89 a month, $46.79 billed, against Candy AI's $3.99 a month, $47.88 billed. Both advertise 70% off that annual rate. The real difference is elsewhere. Candy AI ships iOS and Android apps, offers voice conversations, and displays 5 stars from 1000+ ratings plus a claimed 50 million users on its own pricing page. Coquette AI publishes no rating and no user count. Pick Coquette AI only if a browser-only product at a dollar less suits you.

Will Coquette AI show up on my bank statement?

Coquette AI lists discreet billing as a named Premium benefit and advertises secured privacy on your bank statement, so the brand name is not intended to appear.

The charge is processed as a card payment by the operator's payment provider rather than under a recognisable product name. The site's own wording is "100% discreet billing". Since the legal entity is Euranka Sàrl, a neutral descriptor is what you would expect to see.

Can I create my own character on Coquette AI?

Yes, the character creator is a Premium feature and it is the first item on the operator's own benefit list, described as building your own AI companion.

You set appearance, age band and personality before the first message, and the result lives in your My AI area rather than the public grid. One catch worth knowing: Terms section 7 states that companions created through the platform remain the exclusive property of the company, licensed back to you on a revocable, non-commercial basis.

Is Coquette AI worth it in 2026?

Coquette AI is worth it if you want cheap, scenario-led flirty text chat in a browser and you can accept metered image generation. It is not worth it if you need an app, voice calling or unlimited pictures.

At $46.79 for a year it is among the cheaper annual commitments in the AI companion category, and the free tier lets you judge writing quality before paying. Our reader panel split 4 positive, 1 mixed, 1 negative, which is roughly what the price suggests: good value, inconsistent at its edges.

How do I cancel a Coquette AI subscription?

Cancel Coquette AI from your account settings at any time, and the cancellation takes effect at the end of the current billing period.

No email or support ticket is required. Premium features remain available until the period expires, then the account reverts to the free version. Unused tokens expire at that point and cannot be restored, so spend them first. The company asks you to contact it about any billing dispute before filing a chargeback, since a chargeback may trigger immediate account suspension.

Final Verdict on Coquette AI

3.8/5

Coquette AI earns 3.8 out of 5: a well-priced, openly documented AI companion platform held back by having no mobile app, no voice calling and a 24 hour refund window.

Buy the yearly plan only after the free tier has convinced you, because the refund route closes in a day. Buy the monthly plan if you want to stress-test it properly for four weeks at $12.99. Skip it entirely if a native app is a requirement, because there is no sign one is coming.

What earns it credit is documentation. Very few operators in this category name their legal entity, publish a street address, cite both GDPR and Swiss FADP, and write into their own Terms that their product is fiction for entertainment. That does not make the conversations better, but it does make the company easier to trust with a card number.

Try Coquette AI Free, Then Decide on $3.89

No payment card is needed to open a free account and read how the 77 characters actually write. Judge the conversation first, subscribe second.

Start Free on Coquette AI
No card for the free tier Cancel from account settings Discreet billing descriptor Adults 18 and over Swiss operator, GDPR stated